
Actual Budget is a super fast and privacy-focused app for managing your finances. At its heart is the well proven and much loved Envelope Budgeting methodology.
You own your data and can do whatever you want with it. Featuring multi-device sync, optional end-to-end encryption and so much more.
- Everything in one place
Add all of your accounts and track everything in one place. Get valuable information like net worth from all your accounts together.
- Transaction Management
Breeze through your transactions and update them easily with a streamlined, minimal interface. Categorizing your transactions correctly is important and we've optimized this process. Manage split transactions and transfers all in the same editor.
- Intuitive Reports
Intuitive reports give you a quick way to learn about your finances. By default, we include net worth and cash flow reports. Actual also includes a powerful custom report engine to design your own reports to fit your needs.
- Bank Sync
Actual has built in support for bank syncing using goCardless (EU/UK) and SimpleFIN (US/Canada).
- Envelope Style Budgeting
Use the power of envelope budgeting to get on top of your finances. You can only budget cash you have on hand, which means your budget stays realistic and you don't make numbers up.
- Transfers
Manage transfers easily by creating transfer transactions. Actual will link the transactions on both sides and update them together.
- Importing Transactions
Import transactions from the most popular financial files: QIF, OFX, QFX, CAMT.053 and CSV.
- Undo & Redo
A robust undo system allows you to rollback any changes you make, and redo them if desired. Never worry about making mistakes.
- Migrate Your Data
We provide built-in importers that keep all of your history.